There is plenty of confusion surrounding the issue of recourse vs non-recourse factoring. Most factoring facilities are provided on a recourse basis and the companies providing them usually downplay the merits of the non-recourse type, while on the other hand, companies offering non-recourse factoring will usually put an exaggerated emphasis on the benefits of this form of factoring. As with most things in life, reality usually lies somewhere in between. At the extreme of the confusion is the idea, that on a non-recourse factoring facility, after you (the factoring client) have received payment for an invoice, there is absolutely no risk left related to that invoice, the fact is that this is very far from the truth. Most payment issues are not really credit-related (which is what non-recourse protects you against) but performance-related, which means they arise out of some sort of claim related to the performance of the services rendered, and there isn’t one factoring contract in this world that can free you of that risk. El factoraje sin recurso normalmente y lógicamente tendrá un costo más alto, más restrictivo en términos de la cuenta de deudores permitidos en función de su calificación crediticia, pero lo liberará del riesgo de impago relacionado con problemas de crédito. Debe considerar cuidadosamente si, dada su propia situación, esto tiene sentido para usted. En Little Mountain Logistics, diseñaremos un programa de factoring específico para sus necesidades, podemos ofrecer factoring con o sin recurso y trabajaremos con usted para ayudar a tomar la mejor decisión para su negocio. No dude en comunicarse con nosotros si tiene alguna pregunta o si está listo para comenzar. El dilema recurso/no recurso
